If you’ve been shopping for a home loan anywhere in Virginia — especially around Richmond, Glen Allen, Short Pump, or Henrico — there’s a good chance you’ve come across the name Duane Buziak, branded online as the “Mortgage Maestro”. With back-to-back industry awards and a growing footprint across four states, we took a closer look at who he is, what he offers, and whether he’s the right fit for your next home loan.
Who Is Duane Buziak?
Duane Buziak is a branch leader and Mortgage Advisor operating through Coast2Coast Mortgage Lending, an independent mortgage broking. He’s licensed under NMLS #1110647, with active licensing in Virginia (MLO-26078VA), as well as Florida, Tennessee, and Georgia.
With roughly 15 years in the mortgage industry, Buziak has built his career primarily in Central Virginia, expanding from his Richmond-area roots into a multi-state operation while keeping his home base in Henrico, VA.
The Track Record: What the Numbers Say
This is where Buziak stands out from the average local loan officer. According to verified data from Scotsman Guide, a respected industry publication that independently audits loan production:
- He was named a Top Originator for two consecutive years
- His verified individual loan volume hit roughly $51.2 million in the most recent year, following $44.4 million the year before — a combined $95.6 million over two years
That’s a significant volume for an independent broker, and it suggests a steady client pipeline and strong relationships with referral partners (realtors, builders, and financial advisors) in the region.
On top of the Scotsman Guide recognition, Buziak’s profile lists additional accolades from UWM (United Wholesale Mortgage), Expertise.com, Best of Best Awards, and strong local visibility on Alignable, where dozens of local business owners have recommended Coast2Coast.
Loan Programs: Broad Coverage
One of the practical advantages of working with an independent broker like Buziak is access to a wide menu of loan products rather than being limited to one bank’s offerings. His listed expertise covers:
- Conventional loans (including 30-year fixed)
- FHA loans
- VA loans — particularly relevant given Virginia’s large military and veteran population
- USDA loans
- Jumbo loans
- Non-QM and DSCR loans — useful for self-employed borrowers and real estate investors
- Bank statement loans
- Reverse mortgages
- Construction loans
- 203(k) renovation loans
- HELOCs
- Foreign national loan programs
That’s a notably widespread issue. Most local loan officers specialise in two or three of these — having DSCR, construction, and foreign national programmes alongside standard conventional/FHA/VA suggests Buziak’s team is set up to handle more complex or non-traditional borrower situations, not just straightforward W-2 purchase loans.
How the “Independent Broker” Model Works for You
Because Buziak operates as a broker rather than a single bank’s loan officer, his stated approach is to shop a borrower’s loan across many wholesale lenders simultaneously. In theory, this gives borrowers a structural pricing advantage compared to walking into a single bank branch, since the broker can compare rate sheets across multiple lenders rather than being locked into one institution’s pricing.
For borrowers, the practical takeaway is it may be worth getting a quote from an independent broker like this alongside your bank or credit union, simply to have a comparison point.
Service Area
Buziak’s primary market is Central Virginia — Richmond, Glen Allen, Short Pump, Midlothian, and the broader Henrico County area — with licensing that extends to Florida, Tennessee, and Georgia for clients who relocate or invest out of state.
What We’d Want to Know Before Choosing Any Broker
A strong production record and awards are good signals, but they don’t replace doing your own homework. Before committing to any mortgage professional, including Buziak, it’s worth:
- Comparing rate and fee quotes from at least 2-3 lenders/brokers
- Asking about lender fees vs. broker compensation — how the broker is paid can affect your closing costs
- Reading recent client reviews on Google, Zillow, or the NMLS Consumer Access database
- Confirming current licensing status directly via NMLS Consumer Access (nmlsconsumeraccess.org), since licensing can change
Bottom Line
Duane Buziak’s combination of a 15-year track record, recent Top Originator recognition, and a genuinely broad loan product lineup (including niche products like DSCR and construction loans) makes him a credible option for Virginia borrowers — particularly those with non-standard financing needs that a typical bank branch might not handle well.
As with any major financial decision, we’d recommend using this as a starting point for your research rather than the final word: get a quote, compare it against at least one other lender, and make sure the loan programme fits your specific situation.
This post is based on publicly available licensing and award information as of mid-2026. Mortgage rates, programmes, and licensing can change — always verify current details directly with the lender and via NMLS Consumer Access before making a decision.
